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There is no single right answer to this question. As with many areas of financial planning, it depends on your own individual circumstances. What is your occupation, your financial situation, your life stage and what are your financial goals?

Protection for your family

The main difference is that Serious Illness cover pays a once-off lump sum when you claim and Income Protection pays a regular income. There are a few other key differences and to help you understand these better, we have highlighted the main ones below.

Comparison table of differences between serious illness cover and income protection cover

As you can see from the above, there are some very important key differences between the two products. Combine these with your own requirements and you’ll see that there are many factors to be considered. Each suits different needs and that’s where we can help you decide what’s best for your individual circumstances. Just get in touch with us at Financial Equality Services and we can help you understand which is best for you.

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